Game Overview
Baccarat combines simplicity with sophistication. Despite its reputation as a high-roller game, the rules are straightforward and the house edge is among the lowest in the casino. The games mystique comes from its association with wealth, elegance, and the famous scenes in James Bond films.
In Las Vegas, baccarat generates more revenue than any other table game, driven largely by high-stakes play from Asian visitors. However, mini-baccarat tables with lower limits make the game accessible to all players.
Basic Rules
Two hands are dealt: the Player and the Banker. You bet on which hand will have a total closest to 9, or if they will tie. Cards 2-9 are worth face value, 10s and face cards are worth 0, and Aces are worth 1. If a hand totals more than 9, only the second digit counts (15 becomes 5).
Drawing rules are fixed and automatic. If either hand totals 8 or 9 (a natural), no more cards are drawn. Otherwise, specific rules determine whether the Player or Banker draws a third card. You do not need to know these rules as the dealer handles everything.
Betting Options
Banker Bet: House edge of 1.06%. Pays even money minus 5% commission. This is statistically the best bet.
Player Bet: House edge of 1.24%. Pays even money with no commission.
Tie Bet: House edge of 14.36%. Pays 8:1 or 9:1. This is a sucker bet and should be avoided.
Strategy Tips
Always bet on the Banker for the lowest house edge. Avoid the Tie bet despite its attractive payout. Do not fall for betting systems that claim to beat the game. Baccarat is pure chance once you make your bet. Set win and loss limits and stick to them. The low house edge means longer playing sessions with the same bankroll.
Where to Play
High-limit baccarat can be found at Wynn, Bellagio, Venetian, and other luxury properties. Mini-baccarat with lower minimums ($15-25) is available at most casinos. Some properties offer EZ Baccarat, which eliminates the commission on Banker wins but changes the Dragon 7 rule.